Explore Personal Account Offers

New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. However, in order to earn the bonus, you usually have to meet a few requirements. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business. We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more. Some offers require a minimum opening deposit, a balance threshold, or a few debit purchases.

Make Purchases

The Personal Wealth Management signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. The Free Checking Account signup offer requires you to make purchases using the account’s card in order to earn the $100 bonus. The Brokerage Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $10000 bonus.

Find ATMs & Financial Centers Near You

Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches. To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge.

• The Brokerage Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $10000 bonus.
• TD Early Pay is offered at the discretion of the Bank, and we reserve the right to cancel the service at any time and without notice to you.
• In the past, we’ve seen welcome bonuses as high as $250, but now is one of the lowest offered.
• The Fifth Third Preferred Cash/Back Card offer requires you to make purchases using the account’s card in order to earn the 2% Cash Back.
• The Barclays Tiered Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus.
• Once you’ve met the requirements to earn a new bank account offer, you’ll receive your bonus in your account within a few days, in many cases.

Bank of America Checking Accounts: Up to $500 bonus

You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account.

SoFi Checking and Savings Account: Up to $400 bonus

Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities. Available nationwide, Barclays is offering a $200 bonus to new customers that open a new Tiered Saving account and deposit $25,000. So while, yes, the required richroyal casino deposit amounts are steep, coupled with the competitive interest rate, we think this is a great opportunity for businesses with the available cash. Not only is this offer available nationwide with the ability to open online, it’s also the highest reward amount we’ve seen Axos offer, so now is a good time to jump on it!

J.P. Morgan Wealth Management

• The Ultimate Opportunity Savings Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus.
• Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account.
• The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus.
• This is an INSANE OFFER from Raisin and one of the highest they have offered!
• To earn the highest amount in a given quarter, you’ll need to deposit and maintain at least $200,000!
• SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.

The Perks Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. The Baselane Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $150 bonus. The Standard Account signup offer requires you to make purchases using the account’s card in order to earn the $10 bonus. Select customers may be offered an opportunity to earn 1% back on purchases, up to $70 a week for the first 90 days! The Bank of America® Business Advantage Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus.
Open a no monthly maintenance fee Access Checking account, or view our other checking account options. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. TD Early Pay is offered at the discretion of the Bank, and we reserve the right to cancel the service at any time and without notice to you. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. Maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.

If you need to make unplanned purchases, the sign-up bonus isn’t worth it. In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers. (Well, you’ll also have to enroll and sign-in to online banking, but we don’t really consider that as much of a hurdle…) This is up from $300 when it was most recently offered. If you have higher balances, consider Wells Fargo’s $825 bonus offer instead. Though, not as good as the time back in 2022 when they offered a $1,500 bonus, it’s still a solid offer. Available nationwide, Wells Fargo is offering a $400 welcome bonus when you open a new business checking account and maintain a minimum balance.
This is a nationwide bonus from one of the best credit unions, so definitely check it out! Previously they required at least $1,000 to qualify. Available nationwide, Baselane is a banking platform for landlords to help them manage rent collection, taxes, banking, insurance and more! They’re offering up to a $750 cash bonus when you open a new Bank of America® Business Advantage Banking account and maintain qualifying deposits.
The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $900 bonus. The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. The Ultimate Opportunity Savings Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus.